Article 1.5. Millionaire PEP Rating – How Successful Am I Presently Compared To My Ideal?

There is no guarantee that I will ever achieve my life’s dreams and go on to live a hugely successful existence. In fact, unless I know precisely what “success” means to me, I will never be a winner during this lifetime. Knowing is the key. Success is not only reached by those who keep their fires of desire burning strong and who keep trying and trying again until they succeed, but it is reached by those who know what they desire. Those who attain greatness display the winning character trait of perceptiveness. This is the shrewd ability to know what “success” means to them.

Success can be defined as the progressive realization of specific objectives. As success relates to my life, this is the continual attainment of my own clearly defined desires. Like many people though, I may not yet have determined exactly what success means to me, therefore I have little chance of attaining it until my goals are clearly set.

Success, it can be said, is to decide exactly what I do want, establish specific plans of action, and then take enthusiastic action to achieve what I most desire. However, to attain a lifetime of success, some form of measuring system needs to be in place to gauge how successful I am presently compared to how successful I want to be. For the Empowered Millionaire, this measuring system is the PEP Rating. 

Success is not necessarily being the best or having the most or being number one or finishing first. Real success is a journey of continuous improvement and is found in doing the best that I possibly can in all endeavors with which I am involved. Fortune definitely favors the person who assesses where he or she is now and uses this information to make well-versed decisions to successfully guide their future.

Therefore, in my quest for success, I must learn to employ this same technique of analyzing my present position to make better judgments for the future course of my life. The lesson here in this PEP Rating exercise is to give all ten areas of my life a score and then combine all scores into a final total that accurately reflects my current status. This will certainly increase my chances for success and lessen those of an unfavorable outcome. 

To be hugely successful on an ongoing basis, I need to measure where I am in the ten areas of my life at this precise moment in time with where I desire to be at a specific point in the future. By knowing where I am presently compared with where I say I want to be, this will enable me to more accurately assess my efforts. The way that I measure where I am now is by way of calculating my PEP Rating.

“PEP” (which stands for “Personal Empowerment Percentage”) is the evaluation system that I shall use to determine if I am on course to design my ultimate lifestyle. By way of my PEP Rating, I shall give each of the ten areas of my life an individual score from one to ten based on how that area presently parallels with my ideal scenario. 

To calculate my own PEP Rating, I must analyze the ten areas of my life and follow these two steps: 

1. Give each area a mark from 1 to 10 for how my life is today compared with my ultimate ideal. It is vital that it is my ideal, not that of someone else. I should not judge myself against the world’s best in that area. 

2. Add these marks together. This number out of a maximum total of one hundred represents my PEP Rating. 

There is no right or wrong rating. I will find that as my life’s circumstances change, so my PEP Rating will also change. The lower the number, obviously the more room for improvement I have. Correspondingly, the higher the number, the more successful my life presently. 

Physical 

I shall give myself a score from 1 to 10 for the state of my health and general physical condition today relative to my ideal. If I am supremely fit, with an excellent body, and always feel invigorated and full of energy, I should give myself a high score of 9 or the maximum 10 points. However, if I am overweight, out of shape and in constant ill-health, my rating here may only be 1 or 2 or 3. It is up to me to decide upon what score I warrant based on how my health really is today. 

Financial 

I shall give myself a score from 1 to 10 based on my current financial status relative to the income and net worth I desire to generate. If I am a multi-millionaire and have already attained financial freedom, I shall award myself the maximum score of 10. However, if I am on skid row, with zero savings, high indebtedness and low earnings, perhaps I warrant a score of only 1 or 2 at most. Business How is the success of my business; or do I even have a business as such? I shall give myself a score from 1 to 10 for this area based on how I rate today compared to my ideal business scenario. 

Career 

I shall give myself a score from 1 to 10 for the career area of my life. This score must accurately reflect my occupational status today relative to how I see myself in an ideal future. Do I have the job of my dreams or am I unemployed? Depending upon where I am right now professionally, this will dictate my rating. The higher the score, the more successful I am career-wise. And, likewise, the lower the score, the more dissatisfied I am vocationally. 

Mental 

If I am mentally very alert with an excellent memory and sharp intellectual skills, I shall rank myself very highly here with perhaps a score of 8 or 9 or 10. However, if I am mentally dull and have psychological fatigue with a poor memory, I should give myself a low score. 

Social 

If all my social objectives have been met and I consider myself presently to be hugely successful within this arena, I shall give myself a high score here. Whereas, if my social life is a huge disappointment relative to my ideal, my score of perhaps 1 or 2 or 3 should accurately reflect this fact. 

Spiritual 

I must give myself a score dependent on whether I am spiritually satisfied right now and consider myself to be highly enlightened or whether I am divinely disillusioned and nowhere near enlightenment. 

Family 

Have all my family aspirations been met and am I living a joyful life of blissful contentment with my kin? If so, my score here will be very high. If not, a low score will accurately reflect this status. 

Material 

This material area is an extremely personal one in that the goals I establish here will vary enormously depending upon how materially voracious my appetite is and how successfully I have fed my materialistic hunger? However, the higher my level of contentment today with the material possessions I have accumulated, the higher my score. And, likewise, the lower my present level of satisfaction, the lower the rate I will give myself here. 

Adventure 

If I am living an exciting, adventurous lifestyle in keeping with my ideal, I should rank myself very highly here with perhaps a score of 8 or 9 or 10. However, if my recreational time holds no exhilaration and is dull, I should give myself a low score of perhaps 1 or 2 or 3. If I feel middle-of-the-road and my life ranks only average adventurously, my score would be around the middle mark of 5 only. 

To live a balanced life, should I make it a new winning discipline of mine to check my PEP Rating on a regular basis? Yes, as this will help me to compare just how well-balanced my entire life truly is, and in which areas I require most improvement. As one of my ultimate objectives, I shall strive to attain harmony and fulfillment in all ten areas of my life. I must not be too narrow-minded, focusing on improving just two or three areas. Instead I shall expand my horizons and seek continual progress within all ten areas.

Article 1.4. Wheel Of Life – Are You Living Fully In All Areas Of Your Life?

This Empowered Millionaire Wheel Of Life article is intended for those individuals who desire to attain a net worth of one million dollars or more. Written in the first person, it weaves you into its financially empowering fabric and you literally become a part of the message. 

If I aim to have a net worth of at least one million dollars, it is an excellent analogy for me to think of my entire life like a wheel: the “Millionaire Wheel Of Life.” My life can be divided into ten individual yet inter-related areas, within which I need to establish fierce objectives if I am to attain huge financial success.  

Each of the ten areas of my life is a separate spoke within the wheel. Depending upon how successful my life is in any one area, this will determine how long and solid that particular spoke is. An ideal, harmonious life will result in a round fully inflated wheel with ten complete spokes. Fully inflated is the full ten marks out of ten for each area of my life. 

These ten areas of my life are: 

1. Physical
2. Financial
3. Business
4. Career
5. Mental
6. Social
7. Spiritual
8. Family
9. Material
10. Adventure 

Once each area has been identified and analyzed, it is imperative to start thinking about what objectives I hold for my life within each area. It is the achievement of my aspirations that will fill me with a dynamic sense of growth, and drive me forward to a magnificent and compelling future.

Following are examples of goals that can be placed within the realm of each area, both short-term and long-range. 

1. Physical 

This area encompasses my health and wellbeing, my fitness and stamina, my body and my looks, and everything to do with my physical condition and state of wellness.

• Stop smoking immediately
• Achieve the weight of 160 lbs by July 1
• Run the London Marathon in less than four hours
• Be healthy and dynamic at one hundred years of age 

2. Financial 

Included in this area is everything to do with money and income as it relates to my life. Earnings, savings, investments, stocks, bonds, accumulated wealth and financial freedom are all facets within the realm of the financial area of my life. What levels of financial abundance do I desire to achieve?

• Invest $10,000 in the NYSE this year
• Seek an annual fifty percent total income increase
• Save ten percent of my earnings in a special account
• Accumulate one million dollars net worth by age fifty-five 

3. Business 

The business area is best defined as my financial vehicle for a lifetime income, as opposed to a career that is basically a day’s work for a day’s pay. If I am self-employed, my own business is the vehicle within which I have my career. Do I desire to be a tycoon, running a global empire? What are my grandest business aims?

• Develop a business that positively benefits mankind
• Set up a fully equipped professional office in my home
• Establish my own multi-million-dollar global business empire
• Arrange a corporate partnership with a Japanese conglomerate 

4. Career 

My career is what I do for a day-to-day income. A career can be a job for a day or a profession for a lifetime. If I am self-employed, my career is the occupation I have within my own business. What is the dream career that ignites my fires of desire?

• Become the Managing Director for this company
• Reach an annual income level of US$250,000 per year
• Be the #1 sales person for my company during this decade
• Author a series of best-selling empowerment books for children 

5. Mental 

My mental area relates to every activity involved with my mind. It concerns my mental state of being and my emotional welfare. All learning, studying, attitudes, skills, intelligence, knowledge and emotions are found within this very important area of my life.

• Earn a university degree in psychology
• Learn to speak and write fluent Portuguese
• Strengthen my mind until I gain entry into Mensa
• Read one hundred personal achievement books this year 

6. Social 

The social area includes many of the recreational activities and pastimes related to society. Playing golf, as an example, whilst it can be an adventure, is a social activity because it involves an informal gathering of people and revolves around the golf course and social clubhouse. Most hobbies and amateur activities are socially related.

• Become President of the local Rotary Club
• Shoot eighteen holes of golf in under eighty strokes
• Organize a twenty-five-year school reunion party for July
• Play the lead role in the amateur drama annual pantomime 

7. Spiritual 

This area concerns itself with church and charitable matters. The spiritual area centers on what I can personally contribute to the good of humanity and society. It revolves around the improvement of the world in general. With wholehearted purpose, I can make a positive difference in people’s lives.

• Attend church every week during this year
• Tithe ten percent of my total income to charity
• Organize a sponsored litter clean-up in my neighborhood
• Establish a worldwide charitable foundation for abused women 

8. Family 

The area of family, simply stated, as it relates to me, encompasses all of the circumstances, events, happenings and relationships within my immediate family, extended family and all my relatives, now and in the future.

• Treat my wife to a second honeymoon in Japan
• Send my three children to study at university in Europe
• Develop special relationships with all close family members
• Spend every Sunday this year playing sports with my children 

9. Material 

All the possessions I could possibly imagine owning are included within this area. Material comprises all assets and belongings, not including monetary wealth. The likes of cars, houses, boats, jewelry, furniture, electronics, clothes and sporting equipment all count here.

• Own a deluxe 40-foot catamaran and name it ‘Top Cat’
• Purchase a one-carat diamond bracelet for my lovely wife
• Live in a seven-bedroom luxury villa overlooking the ocean
• Give an ocean-cruise to my parents for their anniversary gift 

10. Adventure 

This area encompasses all of the exciting activities and daring undertakings I have ever dared dream for my life. Most fun objectives and unusual pursuits are included within this area of adventure. Travel and vacations, especially, are included here.

• Learn to scuba dive in the Red Sea
• Hike in the Himalayan Mountains of Nepal
• Go white water rapid rafting through the Grand Canyon

• Travel to Europe this summer and ride on the Orient Express

Article 1.3. Intangible Wealth Statement – Are You Encompassing All The Multifaceted Gifts Of Life?

Empowered Millionaires always express vast gratitude for the abundance of blessings in their lives; whether financial blessings or the thousand and one tiny miracles that take place in our lives every day. So, for me on my journey to millionaire status, I must first display appreciation for all creation and develop a better understanding of the power of gratitude. The true nature of being gracious is found in the wholehearted gratefulness given by the human heart to everything that has ever been, or ever will be, manifested throughout the universe. Gratitude, which is giving thanks for all abundance, represents acknowledging the energy that flows through all things, bringing wondrous blessings to us in the form of the fulfillment of our desires. 

It is said that there is calmness and serenity to a life lived in gratitude, solitude of the soul, and quiet joy that results from a wholehearted appreciation of our blessings. For me, when my heart is overflowing with gratitude it is in a state of gratefulness, which means its focus is on abundance. This means I am developing a prosperity consciousness. To be fulfilled, I must focus on my blessings; I must cultivate an attitude of gratitude. This is done by appreciating all things. Whenever I appreciate something or someone, I am giving value with this approval, I am increasing its worth. Therefore, from this moment forth, I shall focus on the beauty of life, becoming an appreciator of all creation. 

This article looks at the Empowered Millionaire’s Intangible Wealth Statement, which encompasses all the multifaceted gifts of life to be appreciative for. Intangible wealth is the riches that we are not automatically conscious of possessing, such as our choice to walk barefooted along a sandy beach or our ability to jog for a long distance without being winded.  There are three areas that comprise the Intangible Wealth Statement: 

1. Gratitude Factors 

As an Empowered Millionaire, I shall focus my attention on what I do have, not on what I don’t have. As such, here I shall make a list of Gratitude Factors. These are the things I am most grateful for in my life at this present moment; not including those things I like (my Feel Good Factors) and my bodily blessings (my Physical Assets), which shall be written on the next two lists. For extra clarity, I should place the words “I am grateful for…” before what I write on this first list: 

• I am grateful for… my power of unlimited choice
• … my ability to drive a car
• … working at a career I enjoy
• … living in the ‘Information Age’
• … living in a free enterprise society
• … the love of my wife and children
• … my aptitude in surfing the Internet
• … sunshine and rain and wind and snow
• … my mother and father as wonderful role models
• … having a roof over my head and food on my table 

2. Feel Good Factors 

My Feel Good Factors, as the name implies, are those things that make me feel good. They may not necessarily all be good for me, but they give me psychological sunshine and bring blissful conditions into my life. These factors hold massive importance in the initial stages of designing my ideal lifestyle. For instance, there is no point in complaining about cold weather and lamenting this fact year after year, when it is my choice to live in a cold climate. Within reason, over a period of time, literally anyone can live where they want to live and do what they want to do. These factors will help me clarify what I like and what I don’t like. For extra clarity, I should place the words “I love…” before what I write on this list: 

• I love… being slim and fit and healthy
• … having a massage
• … looking at the stars
• … reading a good book
• … hugging my children
• … running my own business
• … listening to my favorite music
• … savoring the taste of my favorite foods
• … watching the sunset with a drink in hand
• … swimming at sandy shores on sunshiny days 

3. Physical Factors 

Here I shall make a list of all my bodily blessings. These are my physical attributes or assets, most of which I take for granted because it seems that almost every person has them. These Physical Factors can be as innocuous as the ability to taste ice-cream on my tongue or as significant as my ability to be a parent. This time for extra clarity, I should place the words “I am thankful for possessing…” before what I write on this list: 

• I am thankful for possessing… vivid memories of happy days
• … feet with which to carry me through life
• … a heart with which I can love all mankind
• … eyes with which to see a majestic sunset
• … knees upon which I can pray to God almighty
• … a tongue with which I can taste gourmet delights
• … ears with which to listen to birds in the springtime
• … fingers with which to play a melodic piano concerto
• … feelings of happiness and sadness and joy and sorrow
• … a mind capable of thoughts that can traverse the universe 

My intangible wealth is so vast as to be incalculable; giving me the personal net worth of a multi-millionaire, even a billionaire. Think of the wealthiest individuals on the planet—perhaps Bill Gates or Warren Buffet or The Sultan of Brunei or one of the Asian tycoons—and think of their vast financial wealth. And now that I have thought of their huge mountains of money, I shall dismiss this entirely from my mind.  

Here on my Intangible Wealth Statement, financial worth is of no consequence. Instead, of most importance are my hidden assets, my everyday blessings. For example, if I am younger than Bill Gates or Warren Buffet and healthier than both of them, so what if they are worth billions of dollars? My ‘age wealth’ and my ‘health wealth’ exceed theirs. What about happiness and peace of mind? If I am happier than The Sultan of Brunei and have greater peace of mind than him, my ‘happiness wealth’ and my ‘peace of mind wealth’ both exceed his.

Article 1.2. Millionaire Profile – On A Scale Of 0-100 How Financially Empowered Am I Right Now?

This Empowered Millionaire Profile determines how financially empowered a person is. Attaining a million dollar net worth for most people is not a rapid occurrence, often it happens over many decades and is the result of many financial disciplines diligently followed during the course of the millionaire’s lifetime. This profile gauges if an individual is on course to achieve the status of an “Empowered Millionaire” through analyzing how many financial disciplines their life presently incorporates.

This Millionaire Profile consists of twenty specialized parts, each giving a score from (0) up to (5) points. It allocates points for factors such as age and health, and rewards those individuals who are ‘entrepreneurs’ or business owners as opposed to ‘employees’ who earn their income predominantly as career people. This profile is written in the first-person tense, so the reader becomes part of the message, literally woven into its financially empowering fabric. Let’s begin. At the conclusion of this exercise, once my points are tallied, my total Millionaire Profile quotient will range from a low score of only a few points to a high of one hundred. Through analyzing how closely my rating aligns with that of an Empowered Millionaire’s 90+ score, I will be able to make vital adjustments in designing my life for maximum financial empowerment. 

1. Age Bracket: 18-24 (1) / 25-39 (3) / 40-59 (5) / 60-74 (3) / 75+ (1) 

Here I shall give myself a score corresponding to my age group. For example, if I am twenty years old, I score 1 point. This is because a person in their early twenties has minimal real-world experience and less awareness of the multiplicity of opportunities to prosper that surround them, and they are often rash in their decision making. During the forties and fifties, one’s mental strength and business prowess are at their peak; hence the highest score of 5 points during this age, when the individual is able to put to use the learning of the preceding decades. This 20-year span is the golden years for the Empowered Millionaire when they can maximize their potential and reap greatest rewards. Though from the age of sixty scores decline, the elder person seeking greatness can still achieve mighty deeds. Children under eighteen score zero points. 

2. Physical Condition: Sick (0) / Well (3) / Energized (5) 

Here I shall give myself a score corresponding to my current physical health, my fitness levels and my wellbeing. The healthier I feel, every day, the higher my score. 

3. Mental State: Fragile (0) / Strong (3) / Empowered (5) 

Here I shall give myself a score that equates to the strength of my mind, my emotional stability and my mental prowess. 

4. Financial Status: Poor (0) / Well-Off (3) / Millionaire (5) 

This part requires that I give myself a score correlating to the present status of my personal finances and monetary wealth. 

5. Time Freedom: Low (0) / Mid (3) / High (5) 

Time freedom is my ability to live a balanced life, having the time to do whatever I want, whenever I want, wherever I want, without feeling time pressure. If I have an abundance of time in which to accomplish my tasks, I score the maximum here. Whereas, if I feel continually rushed, my score shall be zero. 

6. Home Owner: No Home (0) / Home (5) 

Here my score equates to whether or not I am a home owner. Most millionaires in the world purchased their own home along their journey to financial success; and many went on to own multiple homes. 

7. Income-Producing Assets: None (0) / One to Five (3) / Multiple (5) 

Here I shall award a score corresponding to the number of income-producing assets I own. These assets range in scope from rental properties such as condominiums and retail outlets, to stocks and shares which pay regular dividends, to retirement accounts and pensions. The Empowered Millionaire has multiple income-producing assets in a diverse range of financial categories. 

8. Charitable Contributions: 0% (0) / 1-10% (3) / 10%+ (5) 

Here my score corresponds to the percentage of my income that I tithe to charitable causes. Empowered Millionaires are great benefactors and understand this law of the universe which states: The more that is given, the more that is received. 

9. Business Owner: Yes (5) / No (0)  

If ‘no’ go to Point 15. 

Points 9-14 are for business owners only. Business owners are also known as ‘entrepreneurs’ and seek financial freedom as opposed to career people or ‘employees’ who seek security. 

10. Years in Business: Under One (1) / One to Five (3) / Five Plus (5) 

Here I should give myself a score dependent on how many years I have been an entrepreneur or business owner. 

11. Number of Businesses: One (1) / Two to Five (3) / Five Plus (5) 

This part refers to the actual number of businesses I currently own or have shareholdings in. 

12. Sales Volume: Under One (1) / One to Five (3) / Five Plus (5) 

What is the annual sales volume (in US$ millions) of my main business or the yearly sales of all my businesses combined. 

13. Profitability of Business: Loss (0) / Low (3) / High (5) 

Here I shall rank the profitability of my business, ranging from a score of zero if the business is running at a loss, to a score of three if the business is mildly profitable, to a score of five for high profitability. 

14. Demand for Product: Low (1) / Mid (3) / High (5) 

This part questions the demand for the products or services my business offers. If there is extreme apathy toward what I am offering, my score will be one only. However, if demand for my products or services is strong, I shall score the maximum five points. 

15. Career Person: Yes (5) / No (0) 

If ‘no’ go to Point 20. 

These points 15-19 are primarily for those who answered ‘no’ on Point 9 as to whether they are business owners. These ‘employees’ shall give themselves a score of five and carry on through the remaining points. However, if I am both a business owner and I have a career within my business, such as being a working director or the president – in other words, I am active within my profession – I shall give myself the maximum score of five here and continue on through all remaining points. If I am retired or not presently working, I shall score zero here and proceed directly to Point 20. 

16. Years in Present Career: Under One (1) / One to Five (3) / Five Plus (5) 

The greater the number of years I have worked at my present career, the greater my experience, the greater my personal value and the higher my score shall be in this part. 

17. Corporate Rank: Menial (1) / Manager (3) / Director (5) 

Within my career, what level am I presently at? If my job is menial, I shall score the minimum here. Whereas the higher up the corporate ladder I have risen, the higher my score. 

18. Salary Level: Low (1) / Mid (3) / High (5) 

This part asks about my professional remuneration and requires me to rank my earnings. If my total salary and benefits are low, my score will be one only. However, the greater my earnings package, the higher my score here. 

19. Profession Enjoyment: Low (1) / Mid (3) / High (5) 

The overwhelming majority of Empowered Millionaires have become wealthy because of work they found profoundly absorbing. In this part, I shall award myself a score that correlates to my love of what I do. The greater the satisfaction I receive from my professional endeavors, the higher my score. 

20. Millionaire Intent: Low (0) / High (5) 

Is my desire wholehearted to reach the status of an Empowered Millionaire with a net worth of over one million dollars? Only if I am prepared to ethically do whatever is required on my journey to success will I score the maximum five points here. Half-heartedness won’t cut it. On my journey to millionaire status, my intent must be resolute to attain the result I seek. 

Now, add together my scores from all twenty points to determine how I rank as an Empowered Millionaire. 

Rating of 0-30         :               It is imperative I join the Empowered Millionaire Institute to adopt radical changes in my life. 

Rating of 31-60       :               Apply more of the financially empowering disciplines as taught in the Empowered Millionaire Institute. 

Rating of 61-90       :               Keep making continual daily improvements toward my million-dollar net worth aspirations. 

Rating of 91-100     :               Congratulations to me . . . I am an Empowered Millionaire! 

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Article 1.1. Millionaire Analysis – Where Am I Now On My Road To A Million Dollar Net Worth?

This Empowered Millionaire Analysis is a roadmap for success, designed to enable you to discern your monetary strengths and understand your financial ambitions. Written in the first person, you will become a part of the message, literally woven into its financially empowering fabric. Let’s begin.

 My journey to a million dollar net worth starts with me knowing where I am at this precise moment. This Millionaire Analysis is comparable to a roadmap for success that is designed to enable me to discern my monetary strengths and understand my financial ambitions. 

This Millionaire Analysis asks twenty questions that help me get to the truth of who I really am. Each question must be answered wholeheartedly. The deeper I can dig into my psyche, the stronger the analytical groundwork I shall be performing in the construction of my financial foundation. 

After writing the answers to these twenty questions, I shall wake earlier, energized and raring to go. This is because I will comprehend my purpose for living and I will be eager to perform the transformational actions that will be an indelible part of my new life.  

1. If I could attain one monumental objective during my lifetime, with financial and time constraints not being factors, what would this one objective be? 

Here I should write the one overriding aspiration that lights my motivational fires and keeps them burning brighter than anything else could ever do. This one aim must be so awe-inspiring that my passion for its attainment will remain eternally strong. 

2. What are the three main obstacles preventing me from attaining this one monumental objective right now? 

Here I should list the three greatest challenges to realizing this grandest of goals for my life. I must know what triad of seemingly insurmountable obstacles stand between me and my destination, ostensibly blocking the way to the fulfillment of this tremendous intention. 

3. Am I crystal clear on what is my life’s ultimate purpose and, if so, what is it? 

This question requires me to plan a mighty purpose for my life, a purpose in which I make a significant contribution to the world and vastly enrich my life and the lives of other people. 

4. In how many ways is the life I presently lead a full expression of my life’s ultimate purpose? 

This is a reality check to see what I am currently doing to manifest the abundant lifestyle of an ‘Empowered Millionaire’ that I seek. In answer to this question, I need to write the multiplicity of ways that demonstrate my present actions are in alignment with my life’s most vibrant mission. 

5. How many income streams do I presently have? 

Empowered Millionaires focus on generating vast wealth through multiple income sources, as opposed to having a singular career or just one business that produces a solitary income. They also focus on developing residual income streams that flow 24 hours a day. 

6. What is my current net worth? 

My ‘net worth’ is how much I own — my assets (such as cash in the bank, property and land, stocks and bonds) — minus how much I owe — my liabilities (such as debts, loans, mortgages). If I desire to have a million dollar net worth, my assets must exceed my liabilities by at least one million dollars. 

7. What is the status of my existing savings & investments? 

Empowered Millionaires clearly understand why they must have solid savings and investment plans. They are focused on accumulating income-producing assets — assets that generate cash flow, such as rental properties, licensing and royalties, and stocks that pay regular dividends. 

8. What will be my net worth at retirement? 

Wishful thinking will not get me to the destination of abundant prosperity as an Empowered Millionaire. If my aim is to have one million dollars as my net worth at my chosen retirement age, I must know precisely where I am in the five critical areas of: My current age; My intended retirement age; My present net worth; My monthly investment amount; The rate at which my assets compound. 

9. What percentage of my present income do I tithe to charitable causes? 

This question verifies whether I regularly give away a share of my income and substantiates what percentage that is. Tithing releases the mental shackles of poverty thinking, enabling me to manifest more of the vast financial abundance of this world. 

10. If I designed my ideal lifestyle and it was perfect in every respect, what would it look like? 

Here I am encouraged to use my imagination to visualize my life in its most superlative state. When picturing my highest vision, I shall vividly imagine the end result I desire as if that outcome already exists now. 

11. In what ways do I regularly take time to improve my physical state of health? 

This question verifies the potency of my aspiration to live a long, healthy and youthful life. It checks to see if I possess the wherewithal to attain optimum wellness for me to be able to perform the deeds necessary in attaining financial success. 

12. In what ways do I regularly take time to nurture my soul and strengthen my spiritual being? 

The road to financial empowerment begins in the soul with inner peace. Periods of solitude are required in which my ability to focus is heightened, as everything I focus on creates a personal success vibration that manifests what I attract into my life. Nurturing my soul enables this heightened focus. 

13. What winning qualities do I possess that help to differentiate me from the crowd as a unique and well-respected professional? 

People who display the winning qualities of professionalism act and perform like the champions they are. The winners in the game of life develop an environment that is inspiring to themselves and to those people who are in their circle of influence. 

14. What can I do to make myself more excellent within all areas of my life? 

The quality of my life is in direct proportion to my commitment to excellence. This question verifies whether I possess the wholehearted commitment required to compel myself to a higher standard of performance in every endeavor that I undertake. 

15. In what ways do I presently give committed effort to my career or business? 

Spectacular results transpire when committed action is taken and things are made to happen. This question validates my commitment to perform all tasks with excellence and go the extra mile to ethically attain the desired result. 

16. In what ways do I regularly reach out to assist other people on their path to success? 

It is said that the more I give the more I get. This means reaching out with a helping hand of assistance to help other people to live happier, healthier, more successful lives. This question validates if I am taking advantage of my opportunities to contribute to other people. 

17. What is my personal description of failure and how does this compare to the Empowered Millionaire’s formula for failure? 

Here I shall state my personal understanding of failure and compare it with that of the Empowered Millionaire, which is: “A few simple errors of judgment repeated every day.” These are destructive, disempowering habits that are highly noxious to the successful outcomes desired. 

18. What simple errors of judgment am I no longer willing to repeat every day that are so detrimental to the successful outcomes I seek? 

Illustrations of simple errors of judgment can include: being callous in our attitudes; smoking cigarettes; being late for work; eating foods saturated in fat; displaying an apathetic career approach. 

19. What is my personal description of success and how does this compare to the Empowered Millionaire’s formula for success? 

Here I am asked to state my own definition of success and compare it with that of the Empowered Millionaire, which is: “A few basic winning disciplines performed every day.” These are constructive, empowering behaviors that are performed every day. 

20. What few basic winning disciplines will I now perform every day that will guide me toward the successful outcomes I seek? 

Good examples of basic winning disciplines that can be performed every day leading an individual to ultimate financial empowerment include: practicing financial astuteness; yoga; meditation; reading investment literature.